Experienced & Professional Life Insurance Consulting
Beware: Level Term Premiums
No one likes wasting money, but I see this happening too often in a certain realm of the life insurance world. It’s simple and understandable.
Term Convertibility
Hi Brian: I believe you’ve heard me discuss term convertibility before. This is the policy owner’s right to convert to a permanent policy at the
Inforce Illustration System Error
Not everything from an insurance carrier can be taken at face value. I’ve long understood that people and computer systems at home offices of multi
Inforce Illustrations and Loans
This piece is to advise policy owners and advisors to be beware of taking what you see on in-force ledgers from a life insurance at
Group and Association Term Insurance
A financial advisor referred to me a client for the primary purpose of evaluating a large cash value policy. In the course of talking with
