Articles of objective information to drive informed decisions.
Insurance premiums and coverage policies are becoming an increasing topic of discussion today. For both individuals and commercial entities, there is a need to ensure
The insurance company may be allowed to alter the deal during the contracted term. It’s not often interesting talking about boring term insurance, but my
https://youtu.be/e20HLukWX7M If there was ever simple life insurance, term insurance would be it. It’s pretty straightforward: Your client has a death benefit for a specific
The policy death benefit often doesn’t stay in force automatically; you have to ask for it. Two policy owners have been referred to me by
Why would they do this? What are the advantages/disadvantages of accepting this offer? I recently received another communication from a life insurance company looking to
Steve Leimberg’s Financial Products Planning Email Newsletter – Archive Message #30 Date: 08-Jul-22 From: Steve Leimberg’s Financial Products Planning Newsletter Subject: Bill Boersma: Risk Profiles
What product the policy can be converted to is an important issue. Life insurance, in general, isn’t something that should be commoditized, though term insurance
A lot can go wrong if you don’t examine the numbers. I’m getting enough questions that it seems like a reasonable idea to keep on
What direct recognition is and what it’s not. When it comes to dividend-paying whole life (WL), there are direct recognition and non-direct-recognition policy loans. Direct
The conventional wisdom of what “whole life” is an how it works is often far from the truth. When initially speaking with clients, I often
