Our Expertise

Areas of Life Insurance Expertise

life insurance analysis and management

Analysis & Management

Life insurance analysis and management is a critical aspect of financial planning for individuals and families. By understanding the various types of life insurance policies,

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Life Insurance Expert Witness Services

Expert Witness Services

Life insurance expert witness services are critical for resolving complex litigation cases. Expert witnesses have the specialized knowledge and experience to provide reliable and objective

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Portfolio Optimization

Portfolio Optimization

When optimizing your life insurance portfolio, there are several factors to consider including the type of policy you choose, coverage amounts, and premiums. It is

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Policy Valuations

Life insurance policy valuations are the process of calculating the current net worth of a life insurance policy. This calculation is used to determine whether

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Tax Analysis

Life insurance tax analysis seeks to understand the implications of life insurance policies on an individual’s ability to save, invest, and pay taxes. It involves

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Opinion of IUL Policies

I am curious as to your opinion of IUL policies? They seem to me to substantially overpromise, and they are too complicated for me to understand! Would love to hear what you think.

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Premium Financing

Is there any non-proprietary information, including company and contract recommendations, as well as illustrations of cases, of which you have analyzed and approved?

My inclination has always been to employ a guaranteed ten-pay WL contract, with as much enhanced-style PUA’s as possible (below MEC) and combine it with a fixed, ten-year loan to attempt attainment of my true, positive arbitrage, but I need your counsel on my theory.

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Is Term Insurance a Commodity?

When it comes to term insurance, can’t I treat that as a commodity, at least when I’m dealing with quality insurance companies? Why should I pay any more than I need to?

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