Our Expertise

Areas of Life Insurance Expertise

life insurance analysis and management

Analysis & Management

Life insurance analysis and management is a critical aspect of financial planning for individuals and families. By understanding the various types of life insurance policies,

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Life insurance expert witness Services

Expert Witness Services

Life insurance expert witness services are critical for resolving complex litigation cases. Expert witnesses have the specialized knowledge and experience to provide reliable and objective

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FED The Federal Reserve System the central banking system of the United States of America.

Life Settlements

I have lost track of how many times I have brought the concept of a life settlement to the attention of advisors and policy owners.

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Opinion of IUL Policies

I am curious as to your opinion of IUL policies? They seem to me to substantially overpromise, and they are too complicated for me to understand! Would love to hear what you think.

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Premium Financing

Is there any non-proprietary information, including company and contract recommendations, as well as illustrations of cases, of which you have analyzed and approved?

My inclination has always been to employ a guaranteed ten-pay WL contract, with as much enhanced-style PUA’s as possible (below MEC) and combine it with a fixed, ten-year loan to attempt attainment of my true, positive arbitrage, but I need your counsel on my theory.

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Is Term Insurance a Commodity?

When it comes to term insurance, can’t I treat that as a commodity, at least when I’m dealing with quality insurance companies? Why should I pay any more than I need to?

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